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Past Short Sellers Can Be Homeowners Again! A Past Short Seller Tells How ...

George Albright, like many past short sellers, had a problem when he was eligible to repurchase a home. His past short sale credit was showing up as a foreclosure. This is how he was able to get his...

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Solution to Short Sale Underwriting Issues Now Available

In the February 2013 issue of National Mortgage Professional Magazine, my column focused on the troubles encountered by consumers who had a short sale transaction more than two years ago when trying to...

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Week One of QM in the Books: How Are You Doing?

It has been exactly a week since the Consumer Financial Protection Bureau's (CFPB) qualified mortgage (QM) rule went into effect. In that week, Congress held a hearing to discuss the potential...

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The Long & Short: The Business of Short Sales

The practice causes severe havoc on credit, results in erroneous coding of a foreclosure for a short sale and delays consumer rebound for new credit and re-entry into the housing market. And, it can be...

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The Long and Short: The Business of Short Sales ... Two "Fixes" to Use for...

Past short sellers who are now eligible to re-enter the housing market again are stunned to learn that their past short sale is credit coded as a foreclosure. The problem is typically seen for the...

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Why a Better Short Sale Process Instead of Foreclosure Can Good Credit Flourish

In the article, "Popularity of Short Sales Waning?"1 by Daren Blomquist, vice president of RealtyTrac, the author stated: “After a surge in short sales in late 2011 and early 2012, the favored...

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Surge of Past Short Sellers Spotlights New Problems for Sellers With...

Many are aware of the foreclosure code placed on past short seller credit. As past short sellers surge back into the housing market, new problems come to light. Short sellers who paid on a deficiency...

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Grassroots Efforts Enact Governmental Short Sale Changes

A grassroots effort is defined as driven by the politics of a community. While some might interpret this as a literal community, as in where one lives, it can certainly be applied to a community of...

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